Legally Maximizing Your Disability Check  - Lesson 3

"How To Tell If Your Disability Check Is Correct And What To Do If Its Not ???"
(Lesson 3 - Why Your Check Can Be So Wrong!)

Click Here Now To Hear The 50 Minute Interview on  Legally Maximizing Your Disability
Benefits and Safely Transitioning Back To Work When YOU Are Ready!


    Below is the third set of important highlights from the interview:

Brian Therrien:    Here's another question I have for you that is commonly asked.  People say; why is my check always, well there are other words that are used, but I'll say inaccurate for the sake of the interview.  Why is it always inaccurate?  Why don't they get it right?  Is there a way that somebody could use workWORLD and go in and with their profile, confirm the check that they have in their hand is indeed the accurate amount.

Jim Troxel:    Yes, definitely. The reason for these sometimes inaccuracies, sometimes confusion about check amounts and things like that, is because there can be lag time between the reporting of earnings and the actually logging of that report into the earnings record.  Things that would affect the level of benefit, with those kinds of variables that could be reported but aren't actually shown in reality until sometime later.  That can create some confusion.  There is a problem generally with overpayment. 

Brian Therrien:    Oh, really.

Jim Troxel:    Yeah, people can get into some difficulty with overpayment because they would have potentially done something, something would change in their income status or their family situation that would have a bearing on the way that their benefits were calculated. And if there's a lag time or a failure to report and people are receiving checks at an amount that they've been accustomed to but something has changed that would cause that amount to be lower.  People are still receiving the check at the higher level, they can get into an overpayment situation and the software can identify that issue immediately.   If someone for example, goes into a workWORLD session and they have a check stub from the Social Security Administration and they've been receiving $800 a month and that's verified on the check stub and they enter that value into workWORLD in addition to all the other variables that we talked about that is relative to a family situation earning and the life.  If that value is not correct, workWORLD will provide an alert immediately and say to the user, you have entered $800 as your monthly check level, you should be receiving $579 and if that's that case, then that individual is being overpaid by over $200 a month every time that they get that $800 check.   In fact, we've had users report that they've found that to happen with some degree of frequency, about 20% of those that use the software in one of our partner states, immediately found that there was a problem with the check level that they had and the software will intercept that and report on that immediately.

Brian Therrien:    Wow.  Well, That's great.  It takes all of the work out of it. 

Brian Therrien:    One of the things that I've also learned is that there's different levels of benefits, so I would expect from what you've shared with me that based on the person's profile it will match them with the optimum amount of benefits that they could receive.  Is that a correct?

Jim Troxel:   Right.  It will read the individuals current situation profile and it will indicate the benefit levels that should be in place.  If they are not what they should be, it will report that they are not what they should be and it will offer text recommendations on things that they might consider doing to use work incentive and to pursue employment, so that they can be less dependant on those benefits over time, in the long run.

Brian Therrien:    Okay.  Wow!  Even if you sold this, which I know your price fluctuates, it depends on the state where everybody is.  But even if you sold this for a couple hundred dollars for a license, what I see as a recap here is that the value is astonishing, it can make sure your check is accurate and really maximize your benefits and give you a clear understanding of what you can do in the work place and it not affect your benefits.  That to me, is what I'm hearing here.  Have I missed any of the high points?

Jim Troxel:    I think that that's pretty well said.

Brian Therrien:    Okay.  Excellent, excellent.  Now, in closing, are there any other tips that you could share with the job seekers that are out there, that might be available or you might know of through your experience or through VCU that you could enlighten us with?

Jim Troxel:    I guess, the big message that I would send is; to not assume that what you are doing right now in terms of the benefits that you're receiving. The work incentives that you're using or maybe could use.  The income that you have, to not assume that that's where you need to stay parked.  That there could be a number of possibilities available to you, to try new things and to improve your employment and career status, without necessarily jeopardizing your essential benefits.  Using workWORLD is a key component for developing an understanding and finding a path toward some new possibilities.

Brian Therrien:    Yeah, especially from what I see, there's always changes to the system. 

Jim Troxel:    Right.

Brian Therrien:    So, for somebody to stay on top of it, this is an absolute turnkey solution.

 Jim Troxel:   That's right, because it's so difficult for any individual that we have a great expertise throughout the country on programs and policies for people with disabilities, but it's enormously difficult for any individual to stay up on all of this and that's why we use a business technology application like this to support software.  It is the power to manage all of these variables.  It enables us to keep up with all of these variables in a way that an individual using policy manuals and memoranda, they just can't keep up with it.

 Brian Therrien:   So even if they had them and they come back six months later, there might be something else that is available.

 Jim Troxel:   Absolutely.

 Brian Therrien:   Right. Yeah, very good.  Well this has been fantastic.  I want to thank you and on behalf of everybody that has an interest in this area about taking the time to enlighten us about the workWORLD project

Jim Troxel:    Brian.  I appreciate the opportunity to tell people about this and encourage them to check it out. 

Brian Therrien:    Okay.  Absolutely my pleasure.  Thank you.

The Work World Program is comprehensive, step by step software you run on your computer to (a) determine EXACTLY how much you're entitled to given your specific disability and life situation (make sure your check is right); (b)  see how your benefits might change as you go back to work or acquire other sources of income; (c) do scenario planning to make sure that when you're ready to transition OFF of disability, you'll know exactly what might happen to your benefits; (d) make sure your check is right (and correct it if it's wrong!)

Don't get the shaft from SSDI ... learn more about
the Work World Maximizer Program Now!



Brian Therrien
p.s. All Lessons About Maximizing Your Benefits Are Right Here!
Introduction| Lesson 1Lesson 2  | Lesson 3 |
Lesson 4