Copyright 2013, Disability Solution House, Inc. All Rights Reserved
"How To Win Your Disability Claim!"
(Lesson 1 - Getting Started)
Once you decide that you are disabled and are not able to work, you will need to know how to apply for disability benefits and what you must prove to Social Security to win your case.
To start, you have to understand that Social Security Administration speaks its own language and you will have to learn how to decode some of it.
According to Social Security, you are disabled if you are unable to engage in 'substantial gainful activity' as the result of one or more medical conditions that has lasted or is expected to last 12 months or that may result in death.
'Substantial gainful activity' is a critical Social Security phrase you need to understand. To Social Security, it means competitive work that generates more than $1000 per month, school or "work-like activity," regardless of whether you are getting paid.
Here's another way to think about Social Security and disability: Imagine the easiest job that exists. Perhaps...
Each of these jobs can be performed sitting down most of the time, in non-pressured surroundings.
Would you be able to perform this job 5 days a week, eight hours a day? It doesn't matter that you have never done this type of work before. It doesn't matter that this type of job would bore you. Nor does it matter that you cannot drive and could not get to a work site.
The only question that matters to Social Security is this: If a simple job like the ones above were available to you, could you perform it on a full time basis?
To WIN your Social Security Disability case, you need to provide evidence to them that you could not. Almost all of the Social Security Disability forms deal with this question and your response to it.
Here are four things you must remember while you're filling out your forms:
1. Social Security defines disability in terms of your ability to perform "work like activity", regardless of whether or not this activity is paid (or how much you get paid for it).
2. Your disability claim must be documented by medical records.
3. Social Security does NOT provide benefits for disabilities that last less than one year.
4. Social Security disability is not like Social Security retirement. In a retirement case, Social Security (should) contact you on your 62nd birthday to tell you about your retirement benefits
These 4 standards mean that you will probably NOT win your case (1) unless you have been treated by a doctor, (2) unless you know and understand exactly what your medical condition is, and (3) unless you can prove why your condition keeps you from performing a simple, sit down job.
On the other hand, if you have a solid work history, if your doctor has diagnosed a specific medical condition, and if your doctor supports your inability to work you have a much better chance of winning your case.
This is the bottom line: when you make the difficult decision to apply for Social Security Disability (and this is a hard decision for many people), you will face the uphill task of proving that you have a medical condition that is serious enough to prevent you from performing any type of work. Do not lose sight of this bottom line!
Why your condition prevents you from working must be the focal point of every communication you have with Social Security, every form you fill out with them, and every form your doctors submit to them.
You now should have a good understanding of what Social Security means by the word disability and the importance of paying attention to Social Security’s definition of work capacity. I urge you to keep their definitions of work capacity and disability in your mind whenever you are dealing with your case. Quite simply, using Social Security’s own terms and criteria from the very beginning is the best approach for winning your case.
Over the next two weeks, you will receive lots of information about how to keep refining your case through our various FREE lessons, strategies, and expert interviews. All of this information has only one purpose: to help you maximize your chances of winning your disability case.
To recap this course has helped thousands win their because if provides expert information, supported by a solid strategy separate your case from the 2.6 million others that apply and maximize your chances of winning,
I thank you for the opportunity to help you win your disability income!