"How To Win Your Disability Claim!"
(Lesson 7 - Social Security
Representative's Fee's -
When and if you need one)
In
this mini-course series will discuss Social Security representatives.
First of all there are two types of representatives: attorney and
non-attorney.
Seriously, an experienced and capable Social
Security representative can be of great benefit to you in some cases. In
other situations, I will readily admit, you really do not need a
representative.
You are permitted to hire a Social Security
representative to work with you at any stage in the process. The Social
Security Administration strictly governs what lawyers may charge you and
any fee you pay must be approved by the Social Security Administration.
First, let's discuss an obvious question - how
are you supposed to pay for a representative if you are claiming
disability and inability to work?
Stated simply, most
Social Security disability representatives work on a 'no fee unless you
win' contingency fee basis.
The two most common fee arrangements are as
follows:
A. Fee Agreement - a fee agreement is a contingency contract (you do not
pay if you do not win the contract) whereby you agree to pay your lawyer
25% of any past due benefits recovered up to $6,000.
B. Fee Petition - a fee petition is an hourly based contract in which
your lawyer keeps his/her time expended on a case and submits a detailed
billing statement to Social Security. You are given the opportunity to
agree, disagree or comment on the billing statement. Often, a fee
petition is NOT a contingency-based fee, meaning that you could owe a
fee whether or not you win.
In either a fee agreement or fee petition case, the Social Security
Administration will withhold 25% of your past due benefits, if any, for
your representative and send these funds directly to them. If the
approved fee is more than 25%, you must pay your lawyer directly.
Most Social Security disability representatives are honest and ethical
and earn their fees. When you hire a representative, you are receiving
the benefit of your representative’s time and his expertise in
deciding how to develop your case.
At
the first two levels of appeal in a Social Security case, the Initial
Application and the Reconsideration Appeal, Mr. Ginsberg is NOT
convinced that you necessarily need
a representative.
Speaking
as a lawyer, he says that many people are capable of preparing their
case properly so that it will have the same chance of winning, when
introduced to a Social
Security disability adjudicator.
One of the main reasons Mr. Ginsberg wrote The
Disability Answer Guide was to help disability claimants understand
what is necessary to win a disability case, at an early stage of the
process without a lawyer. Although I believe this book has useful
information even after the hearing is requested, it is really meant for disability
claimants who are trying to understand how to complete agency forms at
the Initial and Reconsideration stages of their cases.
Now, should you be denied, feel
too sick not confident its best to go it on your own or appear
for a hearing, Mr. Ginsberg has a very different opinion about the
need for a representative’s help.
He would not be comfortable having you appear before an
Administrative Law Judge without a representative, especially since
it’s your responsibility to update your medical record before the
hearing.
An experienced lawyer who has represented other claimants with medical
or psychological problems similar to yours can be a great help. He/she
can create a strategy to win your case and he/she knows the
evidence that will be needed at your hearing.
Further, if your representative knows the particular Judge, vocational
witness and medical expert that will be involved in your hearing, he can
better prepare for the actual hearing.
As a claimant, your job is to identify each and every health care
provider who has seen you. You are required to identify and describe
each and every job you have
worked. And you will need to identify all medications you have taken and
indicate potential problems, such as past drug abuse or an unfriendly
medical provider that could arise at any time.
The
Disability Answer Guide will help you become a more prepared
claimant. The Guide will help you get an early start on developing a
solid and favorable record. It will help you focus on the issues
important to Social Security. It
will also eliminate any surprises that could arise late in the claims
process.
The purpose of The
Disability Answer Guide is NOT to serve as a substitute for a
representative, but to guide you in developing a workable theory of your
case and to reduce your stress in answering page after page of confusing
forms.
If you are just getting started or if you are at an early stage of your
claim, I encourage you to consider The
Disability Answer Guide to help you navigate through the large
volumes of confusing forms that you will experience.
If you are at the hearing stage wising to better understand the process and
what your representative ought to be doing, you may also find my book
helpful.
More importantly, unless you are 100%
satisfied with your current representative, you can release you
current and interviewing additional potential candidates. Simply
complete the form below and we will help you look for a better one.
Interviewing with a good representative will help you understand if you
even have a case, because good reps will not accept a case unless they
believe they have an 80 % ++ chance of winning it!
However
you decide to proceed and whatever road life takes you, I do want to
wish you the best in your pursuit of disability benefits from Social
Security and truly hope this information is used so you will maximize
your chances.
Sincerely,

Brian Therrien
p.s. Learn how readers of this course are getting approved 50%
faster Click
Here
p.s.s. To
Learn If an Attorney can Help You Win Your Claim Click Here
p.s.s.s. All
Lessons and Audios Click Here
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