"How To Win Your
Disability Claim!"
(Lesson 3)
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Dear
This lesson is designed to
help you communicate with Social Security Administration
employees regardless of where you are in the claims process. As
you begin the Social Security disability application process, you will
want to start a file that contains the following information:
1. Your complete and accurate job history. Social Security will ask you
to identify and describe in detail each and every job you have performed
over the past 15 years (Job History Report - Form
SSA-3369-BK).
During the course of your application process, Social
Security will ask you for this same information three or more times in
different forms. You can save yourself a lot of aggravation and provide
consistent answers by creating your job history file early on in the
process.
2. Your complete and comprehensive medical history. At a minimum,
your medical history file should contain the name, address, and phone
number of each and every doctor, hospital, emergency room, clinic or
other health care provider you have seen, including the dates of office visits and treatment for as far back as you can remember.
While Social Security will be most concerned about doctors who
have treated you for your disabling conditions, do not assume that older
medical history is not relevant.
More often than you might think, a claimant ends up at a hearing only to
find that his Social Security claims file is missing the records from
one or more doctors. Judges hate this. It can result in a delay to the
decision making process.
Here are a couple of tips
that might help:
TIP #1: Don't forget to
include on your list the name of doctors you may have seen only once or
twice.
Tip #2: If you are having trouble remembering the names of all
your doctors, ask your current or past primary doctor's office for help.
Frequently physicians who see you for a one time visit will send a report of that visit to your primary treating
physician.
Thus, a current or past doctor who you saw regularly
may have the name and address of other doctors who you saw only
once or twice.
Tip #3: It is a good idea
to keep your own medical records file. Most doctors' offices and
hospitals will provide you with a copy of your records for free or at a
reduced cost if you want it for the purpose of completing a disability
application.
Tip #4: Read the denial notices sent to you from Social Security.
Included in each denial notice is a list of the medical records, sorted
by doctor, used to make the decision. If one or more doctors or
hospitals are not listed, collect these records and send them to Social Security.
Tip #5: Get you report from M.I.B. (Medical Information Bureau)
report. An M.I.B. report is similar to a credit report and may provide
helpful information about past medical providers. M.I.B. reports are
used by insurance companies to determine insurability. Most people don't
know this, but you can get a copy of your M.I.B.
You can find a request
form at: http://www.mib.com/html/request_your_record.html
3. Create and maintain a medications list. This should be an
on-going list, because you will need to reference both past
medications and medicines that you currently take. Keep track of
both prescription and non-prescription drugs. You can usually get
a list of all prescriptions free of charge from your pharmacist.
You will find the medications list form used by Social Security and instructions about how to fill it out in the Disability Answer
Guide at Form HA-4632.
4. Start and maintain a pain and symptom diary. Remember, the
Social Security disability process can take up to two years. In two
years, you will not remember how you are feeling now.
Your pain and symptom diary can be something as simple as a drug
store calendar in which you make brief daily notes about how you feel.
Or you can use a spiral notebook where you keep an actual diary. If your case goes to a hearing and you are asked
about your pain level from two years ago, your testimony will be much
more compelling if you can bring up specific incidents and give details.
The reason you are providing all of this information to a Social
Security employee is to permit that employee to request records and
documents from your doctors, former employers and other people who may
have useful information.
Mr. Ginsberg always recommends to his clients that they keep their own
file of this information. Realize that when your case is over,
Social Security will not send you your file - in fact, after a decision
is made, your file will probably be shipped out of state never to be
seen again.
Secondly, Social Security employees have very limited time to
follow up on information requests. In Mr. Ginsberg's law practice, he
ends up providing records (sometimes the entire file) to the Social
Security claims adjustor. Just because you have given them the names and
addresses of your doctors and employers, don't assume they will follow
up.
More importantly, Social Security employees will not ask the right
questions of your doctors. Remember, in the first installment of
this email series, we taught you that work capacity was the most
important element of proving your claim. Mr. Gingsberg uses forms called
residual functional capacity evaluation forms to help doctors translate
medical findings into the specific work limitations that Social Security
decision makers need. (In case you were wondering,
Mr. Ginsberg includes
both a mental and a physical functional capacity form in the Disability
Answer Guide book along with suggested answers to these forms that he's
used to win hundreds
of cases in his practice).
That's it for lesson 3. Next, we'll discuss how to win
your case early on in the process.
Sincerely,

Brian Therrien
PS - Be sure to put "Brian@TheDisabilityDigest.com"
in
your address
book you don't miss ANY of
these critical messages.
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