If you are seeking quality health coverage, will soon be Medicare-eligible, or are already on Medicare, I have some good news for you. Choosing the most affordable insurance policy for your needs has just gotten a whole lot easier.
How? Your needs often change, and the insurance landscape is always changing. At any one time each state has an average of 16 different options from which to choose.
To help you stay up on the changes and potential savings, we have partnered with industry leaders to put together this FREE Medicare Mini Course to help you shake down your options.
Health costs are now the leading cause of bankruptcy, but an affordable plan can help protect you from the high costs of health care.
Protecting yourself with the right health coverage plan and staying out of the donut hole will ensure that you will be covered if and when you need medical attention without putting unnecessary strain on your financial situation. So why wait? You may be able to save thousands on your premiums. Many members of this site already have.
Register for the mini course and
> get a complete guide with step-by-step instructions for Medicare Parts A, B, C, and D,
> find out how to determine your needs and find a plan to match them.
And I’ve included the replay of last week’s webinar all about “how to save thousands on Medicare and health insurance”
To keep you up to speed with the Medicare changes, we will be sending you updates to insure that you are in the know and are doing the best you can with your dough.
This is one FREE course you cannot afford to miss.
Click here to register for your free Medicare mini course and insurance guide.
Regards
Brian Therrien
p.s. The web site to register is here http://www.thedisabilitydigest.com/MedicareGetStarted.htm
Understanding Continuing Disability Reviews: Key Updates and Guidance
Welcome to our latest blog post where we delve into the critical topic of Continuing Disability Reviews (CDRs), which are essential for individuals receiving disability benefits. The focus today is on recent statistics and personal anecdotes that highlight the ongoing importance of staying informed about CDRs.
What is a Continuing Disability Review?
A Continuing Disability Review is a routine process for individuals who have been approved for disability benefits. The Social Security Administration (SSA) conducts these reviews to determine if the health of a beneficiary has improved to the point where they can return to work, and thus no longer qualify for benefits.
Recent Case and Discussion
Recently, a case surfaced involving a person who had been receiving Social Security Disability Insurance (SSDI) for end-stage kidney failure since they were 20. Despite their condition remaining unchanged, they received a notification of health improvement at age 50 and were at risk of losing their benefits. This situation underscores the unpredictability and significance of understanding the CDR process.
How CDRs Work
During a CDR, beneficiaries might be asked to complete a short or long form detailing their current health status. The forms are then reviewed, and if further information is needed, a full medical review may be initiated. It's crucial for recipients to respond promptly to any communications from the SSA to avoid complications or cessation of benefits.
Statistics and Trends
In 2022, approximately 1.5 million of the estimated 9 million disability recipients underwent CDRs. Of these, about 125,000 had their benefits terminated. These statistics reflect a consistent review rate, with an apparent annual increase in the number of reviews conducted, emphasizing the necessity for beneficiaries to stay vigilant.
Key Takeaways
Stay Informed: Always keep your contact information up to date and pay close attention to all correspondence from the SSA. Missing a notification or failing to respond can lead to benefit termination.
Understand the Review Frequency: Depending on the expectation of medical improvement, reviews may occur more frequently. Typically, conditions considered likely to improve are reviewed sooner and more often.
Prepare Adequately: If a review is scheduled, ensure all medical documentation is current and complete. Understanding the review process and preparing accordingly can significantly affect the outcome.
Seek Expert Advice: Engaging with professionals who specialize in disability rights and CDRs can provide crucial support and guidance. For instance, next week, we will feature an in-depth discussion with Attorney James Mitchell Brown, a veteran in the field of social security disability.
Conclusion
Continuing Disability Reviews are a standard part of the disability benefits process, but they can be daunting. By staying informed, prepared, and proactive, beneficiaries can navigate these reviews successfully. Remember, the goal is not only to retain benefits but also to ensure that the support aligns correctly with the individual’s current health needs.
Stay tuned for more updates and expert insights in our upcoming posts, and don't hesitate to reach out with your questions or for further information.
Brian
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What To Do If SSA Surveillance Leads to a Mistake — And You’re Blamed for It
