Hi:
Many Americans are entitled to disability and don’t know it. My hope
is this top 10 reasons to consider Social Security Disability Benefits will
article will be read individuals that are spending their retirement and
will realize that they should consider Social Security Disability Benefits!
Top 10 reason to consider Social Security Disability Benefits
1. Monthly income:
Annual cost-of-living increases and a portion of these disability benefits may be tax free.
2. Medical Insurance:
Twenty-four months after you’re approved, you are eligible for Medicare, including Part A (hospital benefits), Part B (medical benefits) and Part D (prescription drug plan).
3. COBRA extension:
If you receive SSDI benefits, the length of your COBRA benefits could be extended an additional 11 months.
4. Long-term disability (LTD) benefits:
If you have private long-term disability insurance, most providers require you to apply for Social Security Disability Benefits, therefore, it is beneficial for you to be proactive and file before you are asked to file.
5. Protected retirement benefits:
When you reach retirement age, Social Security Disability Benefits end and Social Security retirement benefits begin. However, the Social Security Disability payment amount remains the same and it is typically more than your Social Security earnings.
6. Dependent benefits:
Your dependents under the age of 18 are commonly entitled to 50 % of your monthly payment until they become 18 years of age. Consequently, if your check is $1,000 per month and you have 2 dependents, the benefit payment could become $2,000 per month.
7. Return-to-work incentives:
Social Security offers opportunities for you to return to work and keep your benefits
8. Start a Business:
Social Security offers opportunities and resources for you to start a
business and retain your benefits at the same time.
9. Housing Grants and more:
There is help to find affordable housing in great neighborhoods even if you have bad credit and less than a $1.00 in your pocket. And there are grants to assist with disability related expenses.
10. Your are not alone
There are 54 million Americans with disabilities and many with whom you can connect and network. Becoming disabled and stopping work alone often causes anxiety and depression but the support of other can help you survive even thrive.
I hope that these 10 top reason to consider Social Security Disability
Benefits will inspire you to take action and obtain the benefits you
rightfully deserve.
Helping you WIN Disability Income!
Brian Therrien
Ps. Get the Very latest information on your conditions Click Here
Understanding Continuing Disability Reviews: Key Updates and Guidance
Welcome to our latest blog post where we delve into the critical topic of Continuing Disability Reviews (CDRs), which are essential for individuals receiving disability benefits. The focus today is on recent statistics and personal anecdotes that highlight the ongoing importance of staying informed about CDRs.
What is a Continuing Disability Review?
A Continuing Disability Review is a routine process for individuals who have been approved for disability benefits. The Social Security Administration (SSA) conducts these reviews to determine if the health of a beneficiary has improved to the point where they can return to work, and thus no longer qualify for benefits.
Recent Case and Discussion
Recently, a case surfaced involving a person who had been receiving Social Security Disability Insurance (SSDI) for end-stage kidney failure since they were 20. Despite their condition remaining unchanged, they received a notification of health improvement at age 50 and were at risk of losing their benefits. This situation underscores the unpredictability and significance of understanding the CDR process.
How CDRs Work
During a CDR, beneficiaries might be asked to complete a short or long form detailing their current health status. The forms are then reviewed, and if further information is needed, a full medical review may be initiated. It's crucial for recipients to respond promptly to any communications from the SSA to avoid complications or cessation of benefits.
Statistics and Trends
In 2022, approximately 1.5 million of the estimated 9 million disability recipients underwent CDRs. Of these, about 125,000 had their benefits terminated. These statistics reflect a consistent review rate, with an apparent annual increase in the number of reviews conducted, emphasizing the necessity for beneficiaries to stay vigilant.
Key Takeaways
Stay Informed: Always keep your contact information up to date and pay close attention to all correspondence from the SSA. Missing a notification or failing to respond can lead to benefit termination.
Understand the Review Frequency: Depending on the expectation of medical improvement, reviews may occur more frequently. Typically, conditions considered likely to improve are reviewed sooner and more often.
Prepare Adequately: If a review is scheduled, ensure all medical documentation is current and complete. Understanding the review process and preparing accordingly can significantly affect the outcome.
Seek Expert Advice: Engaging with professionals who specialize in disability rights and CDRs can provide crucial support and guidance. For instance, next week, we will feature an in-depth discussion with Attorney James Mitchell Brown, a veteran in the field of social security disability.
Conclusion
Continuing Disability Reviews are a standard part of the disability benefits process, but they can be daunting. By staying informed, prepared, and proactive, beneficiaries can navigate these reviews successfully. Remember, the goal is not only to retain benefits but also to ensure that the support aligns correctly with the individual’s current health needs.
Stay tuned for more updates and expert insights in our upcoming posts, and don't hesitate to reach out with your questions or for further information.
Brian
The FREE Local Resource That 87% of People Don’t Know About (That Could Make or Break Your Disability Benefits)
Brian
The Spoon Theory: A Real-Life Guide to Managing Energy with Chronic Illness
Brian
What To Do If SSA Surveillance Leads to a Mistake — And You’re Blamed for It
