Disability Digest Blog!

There are a lot of myths and misunderstandings about the advantages of supplementing your disability by working a job or being self-employed.

And without beating around the bush,  I’m here to tell you about the advantages of supplementing your disability through self-employment or owning a business is HUGE.

Lesson 4 will show you how you can legally Make A Pile Of Money And Keep Your Disability Benefits.

Lesson 4 is here

If you missed one of the lessons, they are all linked at the the bottom of lesson four here.

Helping you supplement your disability,

Brian Therrien

Click here to get a FREE membership to The Disability Digest and learn absolutely everything (you) need to know about disability.

Hi

There is a lot of misunderstanding about the Social Security Disability system that just makes it scary.

The more you think about it, the more you realize there are lots of things you would like to know, but just don’t know where to start or what questions to ask.

Listen to this interview (or follow along with the written transcript) with Barbara Mountain and learn ten things you likely would never think to ask.

Barbara Mountain has 16 years working with disability applications and extensive Social Security Disability experience. You will be amazed at her knowledge of the Social Security Disability system.

Regardless if you’re app.roved for Social Security Disability, have not applied, or are somewhere in between, this is one event you don’t want to miss.

Click here to listen to the interview or read the transcript:

During the Interview you will learn:

-> What is Social Security Disability?

-> How you can get Medicare right away?

-> What are the advantages to receiving SSDI besides the check?

-> How long does it take (on average) to get a SSDI?

-> What is the current state of the Social Security System?

-> Can you work while going through the application process?  If so, how much can you safely make?

-> Can you w.ork after you have been approved?

-> Tips to help you survive the wait until you are approved?

-> What does the future hold for the Social Security System?

-> How interviewing with a representative maximizes your chances of winning.

Click here to listen to the interview or read the transcript:

Helping you win the disability challenge!

Brian Therrien
Click here to get your FREE membership to The Disability Digest so you can learn absolutely everything (you) need to know about disability.

“Check Out This Interview Discover If You’ve Been Wrongfully Terminated, How To Save Your Job,  or How To Use The ADA To Get A Job”

Hi

If you think you have been the victim of workplace harassment, discrimination, or even wrongful termination because of your physical limitations, then this is an interview you don’t want to miss. It’s critical that you learn your rights, how the ADA protects your rights, what to do if they have been violated, and where  to turn for help.

In the workplace, people with physical challenges and disabilities find themselves abused, harassed, and discriminated against  almost on a daily basis. Having to deal with the stresses on their physical difficulties and the effect of those difficulties on their friends and family are intense, but when they find themselves harassed at work, too, it sometimes becomes
too much to handle.

In this interview, a prominent defense attorney goes anonymously undercover as Curt K and tells all. Earlier in his career, he was a defense attorney for the big companies and learned all the tricks for making the workplace too intense for the physically  challenged employee and how to make work so uncomfortable, they would quit, not knowing their rights had been violated.

Maybe you have applied for your Social Security Disability,  and must work until your case is settled. You may find fellow employees and management treat you differently than other employees. In this interview, you will learn all about The Americans with Disability Act (ADA), the EEOC, the FMLA,
and Workplace Discrimination and Harassment.  These are all government laws designed to protect those with disabilities and workplace challenges.

During the interview, you will learn:

-> Employers can fire you anytime for any reason as long as it’s legal,

-> What are legal and illegal grounds for termination,

-> You cannot be terminated for having a disability,

-> What sort of treatment is considered harassment and how to legally respond,

-> What an “accommodation” is and how to ask for one to keep you job,

-> Can you take action against your old company because they did not make an accommodation for you?

As a Job seeker you will learn:

-> How to use the ADA to help you get a job,

-> How asking for an accommodations can help you get and keep your job,

-> Three realistic accommodations to ask for,

-> The single most important thing to know when you have a disability and are looking for a job,

-> How and when to use the EEOC,

-> All about the FMLA and why it’s the silver bullet for job protection,

-> When you should ask for help.

If you think you’ve been harassed or discriminated against on the job,  you’ll certainly be interested in the legal resourses covered on this call!

To listen to or read the transcript of the interview, and get these
tips from the Undercover Lawyer, click here

http://thedisabilitydigest.com/ADA-Undercoverlawyer.htm

Helping you win the disability challenge!

Brian Therrien

Get a FREE membership to The Disability Digest and learn absolutely everything (you) need to know about disability.

Hi

Check out the November Webinar reply and learn every last thing you need to know about how your F.REE Disability Digest membership will help you weave through the maze of Disability related issues!

Click here to check out the replay:
http://thedisabilitydigest.com/ConferenceNov.2.2009.htm

You’ll learn how to use your membership to…

> Qualify for disability,
> Make sure you’re getting the benefit level you’re entitled to,
> Learn exactly how much money you can make and keep your benefits,
> Find out how people with disabilities find a job,
> Start a business with no money down,
> Find affordable housing in great neighborhoods,
> Choose the correct Medicare plan for your needs and budget.
> Qualifying for a grant,
>> Win a $598.00 web site start up package to build an internet
business that will supplement your income!

Click here to check out the replay:
http://thedisabilitydigest.com/ConferenceNov.2.2009.htm

I’m in hopes that this reply gives you the confidence that you have all the tools at your finger tips to weave through maze of disability related issues.

Regards

Brian Therrien

Get a FREE membership to The Disability Digest and learn absolutely every thing (you) need to know about disability.

Hi;

I know you’ll agree that we really have a special treat when you listen to our interview (or read the transcript) with John Tholen, Ph.D, author of “Winning The Disability Challenge: A Practical Guide to Successful Living.” John has worked with people with disabilities for over twenty-five years and brings a wealth of knowledge to this recorded Interview.

Since 1982, John’s straightforward strategies have helped hundreds of people overcome some of life’s daily obstacles and win the disability challenge.  Regardless if you’re able bodied, disabled, or somewhere in between, these insights are sure to help you and others around you.

To check out the interview and transcript click here:

Listen to the interview and hear timely and uplifting discussions
about critical issues you may find yourself faced with daily.

-> Learn how becoming disabled can’t prevent you from achieving fulfilling life experiences,

-> Discover how affirmations (positive self-talk) can be a source
of comfort and get you back on track even on your darkest days,

-> Get simple manageable methods for improving your health,
managing pain, curing insomnia, and coping with various depressive and distressing symptoms,

-> Hear how to overcome “The Challenge,” whatever that may be for you,

-> John’s message is that becoming disabled liberates us from a
routine and allows us to focus on other goals in our lives,

-> Discover how “self assertion” helps you gain self respect,

-> Learn how to make the most of your relationships,

-> Get two simple tips to help preserve, even enhance, your
relationships with others,

-> Find out the biggest obstacle to conquering disability and
how to overcome it,

-> How to overcome irrational discouraging thoughts.

Do something special for yourself and share a few minutes with
someone who has spent his entire career helping people from all
walks of life overcome their own special challenges.

Click Here for the interview and transcript:

Helping you win the disability challenge!

Brian Therrien

Hi:

I will be hosting a complimentary webinar Wednesday November 4 at 3:00 pm eastern standard time (12:00 pm pst, 2:00 pm cst).

I hope you can join so I can show you exactly how to use your Disability Digest membership to weave through maze of disability issues.  You’ll learn how to use you membership to…

> Qualifying For Disability,
> Make sure you’re getting the benefit level you’re entitled to,
> Learn exactly how much money you can make and keep your benefits,
> Find out how people with disabilities find a job,
> How members start a business with no money down,
> Learn some real secrets about where to find affordable housing
in great neighborhoods,
> Qualifying for a grant,
> Find low cost no cost treatment options,
> Figure out the Medicare mess,
>> All new reliable work at home options,

There will be a question and answer session at the end of the
webinar.  Space is limited click here  reserve your Webinar seat now:

Regards
Brian Therrien

Hi

Do the following scenarios describe a situation you could find yourself in?

- have you paid even one dollar into a long term disability insurance policy,
- think you may need to file a short or long term disability claim,
- have already filed an insurance claim for short or long term disability,
- had your long term disability claim denied in the last 6 years?

If so, then I have some GREAT NEWS for you!  As you may already know, getting insurance companies to pay individual disability claims has become a HUGE problem. It’s now being viewed by some as a consumer insurance epidemic!

To combat this I’ve worked with leading benefit recover experts to put together a FREE course to help you collect all your long term disability insurance benefits or recover benefits you’ve been denied.

The course includes a 71 minute interview with a Benefits Recovery Specialist and nine videos that will teach you everything you need to know but don’t know to ask!

Click here To register for the free course :

Regards

Regards
Brian Therrien

I will be holding a special webinar Wednesday October at 11:15 am eastern standard time(10:15 CST, 8:15 PST) to introduce The Disability Digest Affiliate program and explain how we can work together and supplement your in.come.

Regardless if your 18 or 102 this could work for you because

> its FREE to become an affiliate,

> we provide step by step training,

> even if you have no experience working online we have 5 simple proven ways for you to profit.
*** One strategy earns affiliates $5.00 in 5 minutes…really!

You would especially benefit from this if…

>  you own a web site that has visitors coming to it,

>  you know how to use social networks My Space Face Book, Twitter…

>  you know how to use Craig’s list,

>  you have sales experience,

>  you are just so fed up with living on a disability check that your willing to anything legal to supplement your income!

This is a reliable way supplement your income and make a difference.   Join me Wednesday 11:15 am est to learn the details. You’ll be glad you did!

Space is limited.  Click here to reserve your Webinar seat now:

After registering you will receive a confirmation email containing information about joining the Webinar.

A replay of the webinar will be sent out later.

Regards

Brian Therrien

Hopefully, we are a savvy enough group of people to not fall victim to Internet based schemes which seek to separate you from your money.  These schemes (scams) are many and varied, and quite sophisticated.

But then , most disabled individuals possess better radar than most, having to deal with bureaucracies which present their own brand of unfairness.  You end up being wary of everything.

A little publicized breach in a database of disabled people has evidently found its way into the hands of some criminal types who are operating a rather realistic looking scam.  Between the Office of Disability Policy, and a few other agencies, no one is owning up to the database breach, and it was quickly remedied.

However, there is a chance you might receive an official looking email from the good folks at Western Union, allowing you access to funds.  Do not be fooled.

Please, if you receive an email from these folks, forward the email to the FBI Internet Fraud unit:

http://www.ic3.gov/complaint/default.aspx

Then, block the sender through your email provider. As this particular scam is a cleverly disguised Western Union communication, you might want to contact the main Western Union office to let them know this fraud is being perpetrated in their name.

http://www.westernunion.com/info/selectCountry.asp?country=global

Below is the text of the fraud.  Notice the url they provide.  It reads out as wumt.westernunion.com  And the site is a direct replica of the real Western Union website.     Be careful out there.

Advocate

Get a FREE membership to The Disability Digest and learn absolutely every thing (you) need to know about disability

Send Money Worldwide Attn. The management Western Union International Money Transfer, fund mangers of United Nation/IMF Fund Office London hereby confirms receipt of your information in regards to payment reference number 72912 due you. After due verification we confirm the said information to be same with the one in our records. We have this morning secured the approval for the said payment from the British Financial Service Authority as attached. Accordingly we have made the said payment as directed by the International Monetary Fund office headquarters that beneficiaries collect their first USD10.000.00 across the counter of any western union agent of their choice in their resident country once they meet their financial obligations. Also to note is that Western Union is not allowed to make all payment at once via western union money transfer due to the way the fund came to our headquarters and for security reasons and your countries financial regulations. An International Remittance File Voucher will be purchased in your name to for us to enter your name and MTCN numbers in the western Union Global networks to enable you enable you walk into any western union shop or agent of your choice and pick up your funds. Note that the remaining fund/payment will be made install mentally in the following order: 1. USD10, 000.00 made payable to you from the western union. 2. USD840, 000.00 made payable to you via Bank to Bank transfer from our designated paying bank. Here are details of USD10, 000.00 made on your behalf today, you are not permitted to pick up this money until your International Remittance File Voucher is purchased.  Below are the information of your payment you can track the funds and see that its available to be picked up by you. PAYMENT DETAILS MADE FOR YOUR CONFIRMATION!!! (1.) Amount: 5,000 USD MTCN: 5507885626 Sender痴 first name: Peter Sender’s last name: Anderson (2.) Amount:5,000 USD MTCN: 8478097679 Sender痴  first name: Peter Sender’s last name:  Anderson You can re-check the data online via Western Union website below: https://wumt.westernunion.com Your are required to urgently check the status of your payment online through our website as indicated above and contact us for the release of your International Remittance File Voucher upon your confirmation that the money sent to you today is available to be picked up. We awaits your urgent confirmation to that effect. Yours Sincerely, Mr. Mark Steven James Western Union Payments

Here’s a question:  If an already disabled health care system for the disabled is  further disabled by government intervention, does that mean that the health care system in question is completely disabled?  Or just partially?

If completely, perhaps it would qualify for benefits itself——

We would have to concur that the condition was permanent and stationary, however,  just like the worker’s comp physicians need to do before benefits can be issued.

But, of course, this ‘disabled system’  is a thinly veiled reference to the Social Security Disability process , and the joking about qualifying the system itself for benefits might be the only way to finally break through the mad circle of benefit denial, copious paperwork mistakes, policy disputes, and downright foot-dragging which slow things to a snail’s pace.

It appears that common sense is simply out of the question. And that our national health care debate is failing to consider some fairly large health concerns.  Just ask any disabled person waiting three years for benefits.  Or a veteran returning to a million plus backlog in the VA system.  Worker’s Comp?  Perhaps the worst of all, as professional collusion exists to waylay payments and medical services.

The real question would be…..who would regulate a new system?  Those whose interests are served by creating huge logjams by which to stretch out investor dollars?  Wait, that’s who regulates it now…….how about an independent panel comprised of a few non-partisan physicians, some business experts knowledgeable in creating successful streamlined systems, and throw in a few disabled people and a few injured workers?  The disabled and injured are there to provide a degree of reality—-you know, that which makes things real.

While we are hard at it, we might as well take a shot at the VA.  New regulators and managers.  That’s the ticket—–open up all hospitals and clinics to veterans for any treatment, and simply have the hospital or clinic bill the VA.  Why wouldn’t that work?  And for God’s sake, clean up those dilapidated hospitals!

Put a panel of veterans (who have used the VA medical system) with some more smart business folks, and some compassionate doctors—-and there you have it.  A system which works, and realizes that quality and success actually go hand in hand.

The ‘health care debate’ itself, as reported on with great regularity by the main stream media, has scarcely uttered on word about the broken Social Security Disability System, the Worker’s Comp medical system, or the VA.

There is enough reform needed in these institutions to start a whole new debate, which would doubtless encounter similar types of objections and baseless name calling.  This is called bi-partisan progress in the United States.

So, all of them broken.  Backlogs of millions of people, all waiting for medical or financial help.  Sometimes they wait for years, and sometimes they die waiting.  These systems are not part of  our health care?  All told,  billions of dollars are either wasted, squandered, or stolen every year from these coffers, and barely a whimper from our Congress.

The concern for the uninsured is appreciated, but how about a shout out to those who are hurt, and are forced to hurt more and more as the system fails them?  Absolutely, this is a health care issue, and needs as much attention as all the other issues being discussed nationally.  And yet, the silence is deafening.

If we don’t speak up, we won’t be heard.

Stay well,

Advocate

Get a FREE membership to The Disability Digest and learn absolutely every thing (you) need to know about disability